FINDING YOUR DREAMHOME
BUYERS
Pre-Qualification
Schedule a meeting with a mortgage broker to determine how much you can afford to spend on a home.
Pre-Approval
Understanding your budget is essential, but sellers are more likely to take you seriously if you have a mortgage pre-approval. This step helps you avoid falling for homes beyond your price range. Pre-approval involves submitting a mortgage application and receiving a written commitment from a lender. If the home you’re interested in is within your approved limit, the seller will immediately recognize you as a qualified buyer. Pre-approval costs are typically minimal, and most lenders allow payment at closing.
Needs vs. Wants List
Create two separate lists. The first should include must-haves, such as the number of bedrooms required for your family or a single-story layout for accessibility. The second list should outline features you'd like but can live without, such as a pool or a den. First-time buyers may not get everything on their wish list, but this exercise will help you stay focused on what truly matters.
Professional Representation
Consider hiring a real estate agent who works exclusively for you, the buyer, rather than the seller.
Global Reach
Strong international connections that expand opportunities
Proven success
Consistently facilitating high-value transactions year after year.
Trusted Expertise
Extensive experience in closing significant deals.
Strategic Marketing
Tailored marketing solutions designed for maximum impact.
Buying Your New Home
Give An Address To Your Dreams
Step 1:
Defining Your Goals and Preparing for the Search
Before beginning the home-buying journey, it’s essential to clarify your motivations and priorities. Consider what’s driving your decision, your budget, desired timeline, must-have features, and the type of neighborhood that best suits your lifestyle.
To get started, have an in-depth discussion with your realtor about your objectives and the buying process. Securing a loan approval letter will help streamline your search, and signing an exclusive buyer-broker agreement ensures dedicated representation. Researching potential neighborhoods and gaining insight into market trends—such as recent sales, active listings, and seasonal factors—will provide a solid foundation for making informed decisions.
Step 2:
Searching for the Right Home and Making an Offer
Once your goals are defined, the home search begins. Your Realtor® will provide access to both public and off-market listings, allowing you to explore properties online and even take virtual tours. As you narrow down your options, selecting the ideal location and home becomes more manageable.
When it’s time to make an offer, understanding the Purchase Contract and negotiation strategies is key. If multiple offers are in play, your Realtor® will help craft a competitive approach to present your offer in the best light. Negotiations focus on securing the best possible price and terms, leading to an accepted agreement or further counteroffers.
Step 3:
Navigating the Escrow Process
With an accepted offer, the escrow process begins. Escrow is notified, and the executed contract is submitted. At this stage, the initial deposit is wired, the loan process is set in motion, and a home appraisal is ordered. Additionally, escrow instructions must be reviewed and signed, and homeowner’s insurance should be arranged.
Home inspections play a crucial role in this phase, assessing the property for potential issues. Based on inspection reports, repairs can be negotiated if needed. Buyers also review all required disclosures, the preliminary title report, and meet contractual deadlines. Before closing, a final walk-through ensures the property is in the agreed-upon condition.
Step 4:
Finalizing the Purchase and Moving In
As closing approaches, escrow provides a final statement for review. Loan documents are signed, and funds for the down payment and closing costs are wired. Utilities are transferred, and once everything is finalized, keys are delivered, marking the official move-in.
Beyond the transaction, staying connected with your Realtor® can provide valuable resources for second homes, investment properties, and referrals. The relationship doesn’t end at closing—it’s the beginning of an ongoing partnership for future real estate needs.
Loan Specialist
Assumable Loans
Our mission is to assist existing and potential homeowners with their home financing needs. We assess current market conditions and develop loan options that will meet the unique requirements of individuals and families.
Focus & Organization
To make your home search more efficient, keep these essential tools readily available:
A folder containing property listings from your agent, along with any relevant newspaper ads.
A camera or smartphone to capture photos and videos, helping you recall details from multiple showings.
A notebook and pen for jotting down important notes as you visit properties.
Consider the property's surroundings as if you were the seller. Evaluate factors such as school districts, crime rates, and accessibility to shopping, parks, and highways.
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Joseph Martinez
Wholesale Mortgage Specialist
Las Vegas, Nevada | NMLS#1995247
(702) 235-3225
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